
Enjoy all the privileges of the Miles & More UniCreditCard Flexia Gold or Business. Apply now and for the Miles & More UniCreditCard Business you'll earn 3,000 welcome miles and 1 mile for every 1 Euro spent. If you apply for the Miles & More UniCreditCard Flexia Gold you'll earn 2,000 welcome miles and 1 mile for every 2 Euro spent. Both cards have unlimited mileage protection1 so you can use all your miles for tickets, upgrades and more at any time.²
Here's how it works:


If you apply for a UniCreditCard Business Miles & More between 24.11.2025 and 30.11.2026, the annual fee of €120 is waived for the first year.
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Terms & Conditions
The UniCreditCard Business Miles & More and the UniCreditCard Flexia Gold Miles & More are issued by UniCredit.
¹ With the UniCreditCard Business Miles & More and the UniCreditCard Flexia Gold Miles & More miles are exempt from expiring provided the Cardholder makes a miles related purchase at least once a month (that is not returned or refunded) and has held the UniCreditCard Business Miles & More and the UniCreditCard Flexia Gold Miles & More for at least three months. If one of the conditions is not met, the mileage expiration is reactivated and the miles will expire again according to the Miles & More terms & conditions. Not relevant for Frequent Travellers, Senators and HON Circle Members as due to their status miles will not expire as long as they hold the status. For further information please visit miles-and-more.com/en/no-mileage-expiration.
² Once per calendar year, the UniCreditCard Business Miles & More Cardholder can exchange up to 25,000 miles, which the Cardholder has received for credit card transactions in the current and previous calendar year, in increments of 5,000 miles. Miles earned as a Welcome Bonus or via multiplied mileage offers are excluded from the mileage exchange.
The exchange ratio of miles to Points and Qualifying Points is as follows:
5,000 miles = 20 Points + 20 Qualifying Points
10,000 miles = 40 Points + 40 Qualifying Points
15,000 miles = 60 Points + 60 Qualifying Points
20,000 miles = 80 Points + 80 Qualifying Points
25,000 miles = 100 Points + 100 Qualifying Points
The conversion into Points and Qualifying Points is available online at miles-and-more.com after login to your personal Miles & More account.
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UnicreditCard Flexia Gold Miles & More: Annual fee 100 € and issuing cost of 10 €
The spending limit is 30.000 €
For the conditions of the products and for what non indicated is necessary please check the „information sheets“ that are available in UniCredit Branch and on unicredit.it. The products is issued by UniCredit. The Bank reserves the assessments of the necessary requirements of the credit cards and of the spending limits to be assigned to each credit card.
UnicreditCard Business Miles & More: Annual fee 120 €. Until 30.11.2026 the annual fee is waived.
For the conditions of the products and for what non indicated is necessary please check the „information sheets“ that are available in UniCredit Branch and on unicredit.it. The products is issued by UniCredit. The Bank reserves the assessments of the necessary requirements of the credit cards and of the spending limits to be assigned to each credit card.
³ The primary cardholder of the UniCreditCard Business Miles & More is eligible to receive two Lufthansa Business Lounge voucher (lounge vouchers) per year. The primary cardholder of the UniCreditCard Flexia Gold Miles & More is eligible to receive one Lufthansa Business Lounge voucher (lounge vouchers) per year. Each lounge voucher is valid for one cardholder or one travel companion for one visit to Lufthansa Business Lounges worldwide. Each lounge voucher will be valid for 12 months from the date of issuance to the cardholder’s personal Miles & More account in “My inbox” or until redeemed for a single entry. Please allow two weeks after qualifications have been met for delivery of the lounge voucher. Miles & More is solely responsible for the electronic delivery of the lounge voucher to the cardholder’s personal Miles & More account in “My inbox”. For admittance to the Lufthansa Business Lounges, a valid lounge voucher (printed or online) and a boarding pass for a same-day departing flight operated by a Lufthansa Group carrier (Lufthansa, Austrian Airlines, Brussels Airlines, ITA Airways, SWISS, Eurowings) must be presented. The sale or offer for auction of the lounge voucher to a third party is prohibited. The lounge voucher cannot be replaced if lost or stolen. All Lufthansa Business Lounge rules will apply.